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              Toyota Finance

              At Ron Brooks, we have a range of finance options available, including Personal Contract Purchase, Business Contract Hire and Hire Purchase. Whether you are looking to buy a new Toyota or an approved used Toyota car, our flexible finance options are sure to work for you.

              Personal Contract Purchase (PCP)

              Personal Contract Purchase is one of the most popular finance options for new or nearly new vehicles. PCP combines fixed monthly payments and is incredibly flexible at the end of your agreement. Once your PCP agreement has reached the end, your car’s Guaranteed Future Value will be calculated and will be deferred as a final payment. Your cars’ Guaranteed Future Value is based on a pre–agreed mileage (per year) and the age of the car. You will then be able to decide what plan works for you. What are the benefits to Personal Contract Purchase? You are guaranteed a Future Value at the end of your lease, the choice is yours. Buy your car and return or part-exchange it, it’s up to you! A PCP lease is perfect for budgeting, with great monthly payments

              Business Contract Hire (BCH)

              Business Contract Hire is a great option for limited companies, traders and partnerships. Usually for a period between 24 to 48 months, a BCH is an agreement that is based on millage and a term that is suitable. This is paid as a fixed monthly rate by a business. This financial plan is for business users only. What are the benefits of Business Contract Hire? The rate of your monthly payment is fixed and is a lower cost than other financial plans. There is a lower risk with a BCH plan. You will not have to sell your car, just return it. You will be able to claim back 100% of the VAT back when the vehicle is used for commercial use.

              Hire Purchase (HP)

              Hire Purchase is a great option when buying an expensive vehicle. The monthly payments are calculated through the deposit that is paid, the length of time you wish to have the contract and the price of the car. Once you have made the payments that are set in the agreement, you can choose whether to keep or change your car. If any circumstances change, you have the options to resolve your agreement early. Usually, a hire purchase agreement is taken out for people who want a simple plan. A typical hire purchase plan will be composed of a low deposit, which is usually around 10% of overall price of the vehicle and will not have any restrictions on mileage and you will be able to take ownership of the vehicle, eventually. What are the benefits of Hire Purchase? You are able to spread the cost over a length of time that works for you, it's a great option for budgeting or working on a budget and it doesn’t take your credit score into consideration.

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              Terms & Conditions

              Prices correct at time of being published. Terms and conditions apply.

              Toyota Financial Services is a trading name of Toyota Financial Services (UK) PLC; registered office Great Burgh, Burgh Heath, Epsom, Surrey, KT18 5UZ. Authorised and regulated by the Financial Conduct Authority. Indemnities may be required. Finance subject to status to over 18s. Other finance offers are available but cannot be used in conjunction with this offer. Offer may be varied or withdrawn at any time. 8,000 miles per annum, excess miles over contracted charged at 12p per mile. Toyota Centres are independent of Toyota Financial Services. Participating Toyota Centres. Affordable finance through AccessToyota (PCP). Terms and conditions apply.